A recent SmartAsset study reveals what a family of four needs to earn to cover necessities in each US state.

A family of four needs to earn at least 106-thousand dollars a year to cover their necessities in most U.S. states according to Smart Asset data. 

The findings are based on estimated costs for things like housing, taxes, and child care. 

The most expensive state is Massachusetts, where you'll need 150-thousand dollars a year for a family of four; while 88-thousand is what you'll need in Mississippi, which least expensive state. 

Meanwhile, basic expenses in all states exceeds what most U.S. households typically earn, estimated to be roughly 78-thousand dollars a year.