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iStock/Thinkstock(NEW YORK) -- Investors are breathing again after this rocky week ended with strong gains among the major indexes and oil.

The Dow Jones Industrial Average climbed 313.66 (about 2 percent) to close at 15,973.84.

The Nasdaq jumped 70.67 (more than 1 percent) to end the session at 4,337.51. The S&P 500 closed at 1,864.78, up 35.70 (nearly 2 percent) from its open.

Crude oil soared about 12 percent, having its best day in seven years, as prices hovered around $29 a barrel.

Bank shares also saw major gains with JP Morgan Chase closing over 8 percent higher and Goldman Sachs Group Inc finishing nearly 4 percent higher. Deutsche Bank AG climbed 12 percent after announcing a bond buyback on Friday totaling $5.4 billion. The plan will include buying back about $3.4 billion in euro-denominated unsecured bonds and $2 billion in dollar-denominated bonds.

Shares for Wynn Resorts jumped almost 16 percent after its quarter four earnings released on Thursday beat investors' expectations. Revenue for its Las Vegas operations gained almost 4 percent to hit $391.2 million. Wynn shares have fallen more than 50 percent since early 2015.

Americans are still spending money, despite the rocky market, as January's retail sales helped push stocks higher on Friday. According to a January report from the Commerce Department, retail sales and restaurant sales went up 0.2 percent for the month. Retail sales for December were also adjusted with the previously reported 0.1 percent drop changing to a 0.2 percent gain, making January the fourth consecutive month of retail sales growth.

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iStock/Thinkstock(ST. LOUIS, Mo.) -- St. Louis is getting its first Shake Shack.

On Friday, the food chain announced plans to build its first restaurant in St. Louis, Missouri next year in the heart of the Central West End.

Danny Meyer, CEO of Union Square Hospitality Group and founder of Shake Shack, is a St. Louis native who said he drew inspiration from the city when he first started Shake Shack in a kiosk in New York City's Madison Square Park.

“I learned the meaning of hospitality while growing up in St. Louis, a lesson that has shaped my life and career,” said Meyer in a statement. “When I jotted down the first Shake Shack menu, it was my favorite childhood food memories that most inspired me, and I’m thrilled that Shake Shack has at last found a home in my hometown.”

Shake Shack's shares jumped over 3 percent at the close on Friday after the announcement.

The restaurant chain has 48 locations in the U.S. and 35 worldwide.

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Spotify(NEW YORK) -- Spotify has a cool Valentine's Day tool that will turn your secret message into a playlist.

The music streaming service tends to have some fun with the holidays (remember the Thanksgiving turkey timer?) and this year's Valentine's Day celebration is no exception.

A dedicated "Love Notes" site will walk users through three steps to get the perfect playlist and deliver a hidden message.

The first step: Choose just how spicy you want your playlist to be. Spotify offers five options: "Just the Way You Are," "Call Me Maybe," "Smooth Operator," "Let's Get It On" and "Bump N' Grind."

Next, pick up to three music genres to include in the playlist.

Finally, write a secret message for the recipient. Each letter in your message will correspond to a song, creating a cool acrostic poem and playlist. (Spotify is capping messages at 54 characters.)

After you've settled on your message and songs, Spotify will let you blast your love note on social media or keep it private with a link to send to the object of your affection.

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iStock/Thinkstock(NEW YORK) -- Are you still trying to figure out what to get your special someone for Valentine's Day? You're not alone.

Real Estate search site Estately analyzed Google trends to determine what Valentine's Day gifts people search for the most by state.

Ryan Nickum, who created the infographic for Estately, told ABC News that he was excited to see the reactions to the data from people around the nation.

"There was quite a bit of conversation on Twitter about the article after it was posted from certain regions," Nickum said.

While flowers and chocolates were highly rated searches in a large number of states, there were some states that had more creative Valentine's Day-related searches, such as Massachusetts, which had a high search rate for couple's cooking classes, and Washington, which had a high search rate for bear skin rugs.

Nickum's personal favorites included the state of Montana, which had a high search rate for lobster tails, and the state of Iowa, which had a high search rate for tandem bicycles.

Check out the entire Valentine's Day gift search list at Estately's website here.

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iStock Editorial/Thinkstock(NEW YORK) -- Instagram is about to give itself another social media makeover.

The Facebook-owned photo sharing app announced this week it will begin counting video views, meaning users can now see how many people have actually viewed their content. Currently, the number of "likes" is displayed below a video, but soon the number of views will be displayed instead, according to a blog post from Instagram.

Instagram will count a view if a video has been watched for a minimum of three seconds -- the same metric used on Facebook. The company said it plans to roll out the changes to users in the coming weeks.
 
In the blog post, Instagram wrote, "From seeing the world’s moments as they happen to checking out a brand’s new shoe line, people are consuming more and more videos every day. In fact, over the last six months, the time people spent watching videos on Instagram increased by more than 40 percent."

Instagram has two video products: Hyperlapse, which takes sped up videos, and Boomerang, which takes a burst of photos and stitches them together into a video that plays forward and backward on a continuous loop.

Counting views will allow Instagram to also better connect with advertisers to show the value of a video advertisement. Nielsen data found that on Facebook, as much as 47 percent of the value in a video campaign was delivered in the first three seconds, while nearly three-quarters was delivered in the first ten seconds.

The change is the latest shake-up in the world of social media. Twitter announced earlier this week it would begin showing tweets out of chronological order based on an algorithm.

In the coming weeks, Twitter users can turn on the feature in their settings. When logging onto Twitter, users will see the tweets that Twitter's algorithm believes the user is most likely to care about at the top of their timeline, going in reverse chronological order as they scroll down the new timeline.

Twitter's real-time stream will then be displayed underneath in the same reverse-chronological order, allowing users to also keep track of real-time discussions on Twitter.

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iStock/Thinkstock(NEW YORK) -- What kind of deductions can you get from where you work?

New York tax accountant Janice Hayman says it depends on what line of work you're in.

"If you're self-employed, we have a bundle of deductions for you," she says. Those deductions could include heating, water and  air conditioning if you work from home.

If you're an educator, you can save on classroom supplies.

"This is for elementary and high school teachers. They get what we call an above the line deduction of $250 for supplies that they have purchased during the year and used in their jobs," Hayman explains.

Just make sure you save your receipts.

When it comes to filling out your company's W-4 Form, Hayman advises you over withhold to get a bigger tax return rather than making the most out of your allowances to get paid more in your paycheck.

"Over withhold a little bit to give them a cushion in case there's anything that comes up during the year we're not anticipating," she says.

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Christian Petersen/Getty Images(NEW YORK) -- Believe it or not, it’s been thirty years since the first Air Jordan sneaker debuted -- or around it. Even Nike doesn’t seem to know for sure. Either that, or the sneaker giant could just be having fun.

According to the sneaker company’s official site, many arguments could be made about the exact date “but to dissect the journey is to miss the forest for the trees.”

One thing is for sure, the company is hoping to cash in on the momentum surrounding the anniversary of the best-selling sneaker, which was produced for then NBA superstar Michael Jordan in 1984 and released for public consumption in 1985.

On Jan. 14, Nike released a commercial starring Oklahoma City Thunder point guard Russell Westbrook, barely showing much of a new sneaker, which supposedly represents “the next frontier of flight.”

One new version of the popular sneaker -- Air Jordan XXX-- is reportedly scheduled to hit stores on Friday. Another is expected to arrive later in the month.

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ABCNews.com(NEW YORK) --  Dollar General, a national discount chain, is facing multiple lawsuits over its store-branded motor oil by consumers who claim the products are out of date and the chain allegedly failed to give adequate warning.

ABC News' "Good Morning America" Investigates went undercover to four of the chain’s New Jersey outlets to take a look at the oils, accompanied by Tom Glenn, president of the Petroleum Quality Institute of America, which tests motor oils for compliance with industry standards.

Glenn told "GMA" Investigates that he considers all three DG Auto oils "GMA" Investigates examined to be obsolete. The American Petroleum Institute, a national trade organization that represents America's gas industry and sets petroleum industry standards, has determined that some older formulations of motor oil are now obsolete and are not suitable for modern cars, as newer oils offer greater protection against engine wear and corrosion. All three DG oils fall into “obsolete,” categories.

The front label of the DG 10W-30 oil looks like any other oil, but a warning on the back of the bottle advises that the product is “not suitable” for “engines built after 1988.”

Our team noticed only a few bottles of the motor oil on the stores’ shelves. A clerk said the product, which is cheaper than all the other brands next to it, was a big seller.

“I don’t think any consumer who saw this product next to other motor oils on the shelves would have an idea that this was an obsolete oil,” Edgar Dworsky, editor of the consumer website MousePrint.org, told “GMA” Investigates.

The DG oil 10W-40 has that same warning on the back. The same clerk told us she doesn’t know a lot about cars, but thinks the product is like the brand-name oils, just cheaper. That’s not true, however. The brand-name oils next to it are meant for modern cars and the DG oils are not.

Our expert says that another DG oil on the shelf, SAE 30, is meant for some small engines like select lawnmowers or air compressors, but we found it on the auto shelf. Its warning reads “not suitable” for “engines built after 1930.”

Glenn says he worries that people who pick it up by mistake could damage their car.

“Call it a compressor oil, something else so it’s not so confusing to consumers,” Glenn said.

Tennessee-based Dollar General defended its products, saying in a statement: “For more than 75 years, Dollar General has been committed to providing our customers quality products at everyday low prices. We are confident that our DG-branded motor oil products meet not only our standards for quality and value, but also all applicable federal and state labeling requirements where they are sold."

“In addition, the labeling on these products contains obvious and unambiguous language regarding the products’ intended and appropriate use. Dollar General intends to vigorously defend against the claims raised in the recently-filed lawsuits regarding these products, including the filing of motions seeking their dismissal.”

The chain of variety stores also took issue with the term "obsolete," saying its motor oil can be used in the millions of cars on the road built before 1988.

Multiple lawsuits have been filed across the country against Dollar General. The suits claim DG is misleading consumers by selling obsolete oil on the same shelves as oils meant for newer cars without giving “adequate warning.”

Joe Wood is part of one of those suits. He says he never thought to read the back of the bottle, and that his engine died after he started using the DG oil.

“I didn’t think anything was different from any of the brands. I just thought that was marketing,” Wood says.

Glenn says Dollar General is not the only company selling obsolete oils. “GMA” Investigates went undercover to other stores in New York and New Jersey to see whether they sell these oils. Out of eight other retailers, half were selling oils that Glenn considers obsolete.

So what should you look for when buying oil? First, check your vehicle’s owner’s manual to make sure you’re using the right oil. And just as important, look for the API code on the back. Several formulations of oil have codes that are not obsolete; The latest code is API "#SN." For more information on what to look for when buying motor oil, go to PQIA’s website.


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GOTO_TOKYO/iStock Editorial/ThinkStock(TOKYO) -- Japan's markets traded significantly lower on Friday, reports BBC News.

Toyota finished down seven percent, Nissan lost 5.8% and Honda lost 5.5%.

Japan's losses affected indexes in London, the US and Europe as sharp declines were posted overnight, reports the BBC. The declines were due in part to global worry about the economy and oil prices.

The losses are Friday marked an end to a turbulent week in Japanese markets.

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iStock/Thinkstock(SEATTLE) -- A jury is now deliberating the fate of a former Seattle IRS agent who was captured by the FBI on a hidden camera allegedly accepting thousands in bribe money from a marijuana business in exchange for leniency during an audit.

The trial started Monday for Paul G. Hurley, who is accused of soliciting and receiving a bribe by a public official.

According to court documents obtained by ABC News, Hurley performed an audit for a medical marijuana dispensary called Have a Heart, meeting with owner Ryan Kunkel several times between July and September 2015. Hurley was then working out of the IRS' Seattle, Washington, office.

On Sept. 11, 2015, after conducting the audit, Hurley allegedly told Kunkel that he owed $290,000 on his 2013 and 2014 taxes, adding that he'd saved the business more than $1 million. He then allegedly asked for $20,000 in cash in return for his leniency, according to the FBI. Kunkel contacted his lawyer about the alleged request for money, and the lawyer reached out to law enforcement, who set up the sting operation.

On Sept. 16, 2015, FBI special agents were present at a coffee shop when Hurley allegedly accepted a partial payment of $5,000 from Kunkel. The agents used a video recording device to capture the exchange and also had Kunkel wear an audio recording device.

"Taxpayer A advised he told (Hurley) he was worried about getting into trouble for making the payment. (Hurley) said, in sum and substance, 'You're not in trouble. ... We're fine. It's good," according to court documents.

On Sept. 21, 2015, according to court documents, agents watched Hurley meet with Kunkel - this time in Kunkel's car - to receive the remainder of the payment. When he exited the car, Hurley was arrested. Hurley later quit his job with the IRS.

Hurley has pleaded not guilty to the charges.

In a trial brief, Hurley's attorneys John Henry Browne and Michael T. Lee said that he'd been offered "a job to perform accounting services" and that the $20,000 "played no role whatsoever in his official duties."

"Mr. Hurley denies soliciting any bribe from Mr. Kunkel," they said.

If Hurley is convicted of bribery, he faces up to 15 years in prison.

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iStock/Thinkstock(NEW YORK) -- Like so many great startups, Soylent, a beverage classified as a food product by the U.S. Food and Drug Administration (FDA) and can replace any meal, got its start in Silicon Valley when four friends -- all engineers -- set out to solve a problem. Back in 2013, co-founders, Rob Rhinehart, Matt Cauble, John Coogan and David Renteln were working on companies and simultaneously running out of funds.

In an effort to save money, the group decided to downsize, and moved from a five bedroom house to a two bedroom apartment. Despite their best efforts to cut costs, they were still spending excessive amounts on food. "A couple of us were living in this hacker house in Silicon Valley and we were spending a lot of money on food… but we couldn’t keep the fridge stocked." David Renteln, Soylent CMO and co-founder told ABC’s Chief Business and Economics correspondent Rebecca Jarvis.

Rhinehart began researching a more efficient way to eat in order to optimize nutrition while minimizing cost, effort and time. After identifying the essential nutrients for the human body to thrive, Rhinehart started concocting a mixture of supplements and ingredients. Soylent was born. With the help of a beta program of about 100 people and sheer persistence, the group landed on a recipe that checked off all the right boxes.

"What we’ve really tried to do is create a neutral flavor, so the idea is … you can have it every day and not get too exhausted" Renteln said, "Of course the nutrients are the most important, …so it’s important to find sort of an ideal combination that people find usable."

That same year Soylent raised more than $3 million on Tilt making it the largest crowdfunded food project in history. Two years later in January of 2015 the company received $20 million in Series A funding led by Andreessen Horowitz with the help of Lerer Ventures, Index Ventures and individual investors.

Thanks to this funding, Soylent was able to accelerate its growth and focus on product development. "Our mission is to bring affordable nutrition to everybody and one way we can do that is spreading the use of this product as well as launching new products. I think there is room in the big food companies for a new one... I think we could be a healthier Nestle."

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iStock/Thinkstock(NEW YORK) -- Stocks moved lower on Thursday as shares for banks and other financial companies fell. Worries about instability in China and other country's economies didn't help matters.

The Dow Jones Industrial Average dropped 254.56 points to close at 15,660.18. It hit low points during the day where it was down about 400 points.

The S&P 500 closed at 1,829.08, down 22.78 and the Nasdaq lost 16.76 points to end the session at 4,266.84.

Morgan Stanley's stock slid almost 5 percent after word that it's being held accountable for packaging and selling toxic, subprime mortgages, which helped lead to the financial collapse of 2008. The Justice Department's fining the company $2.6 billion.

Another drop in oil and natural gas prices sent shares in several energy companies lower. Southwestern Energy lost 59 cents while Marathon Oil fell 47 cents.

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iStock Editorial/Thinkstock(NEW YORK) -- Morgan Stanley has agreed to pay $3.2 billion to federal and state authorities to settle charges over financial instruments that contributed to the housing crisis last decade. 

“We are pleased to have finalized these settlements involving residential MBS matters. The firm has previously reserved for all amounts related to these settlements,” the firm said in a statement Thursday.

The settlement came after Morgan Stanley acknowledged it misrepresented to investors just how risky certain investment products tied to sub-prime mortgages were. Authorities said the firm knew the underlying mortgage loans it was selling had material defects.

Last year, Morgan Stanley had announced a preliminary settlement of $2.6 billion. On Thursday, the firm finalized with the states of New York and Illinois, bringing the number up.

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ABC News(NEW YORK) -- The ride Pat Mahan took in one of Google's self-driving cars is one he will never forget.

Mahan, who is blind, had the chance to sit in the driver's seat when he and a licensed driver took a ride in one of the vehicles nearly four years ago, but his dream of being able to have more mobility is one step closer to becoming a reality after a federal ruling re-defined what can be classified as a driver.

U.S. officials will now allow the artificial intelligence system responsible for piloting self-driving cars to be considered the driver, according to a letter dated from last week from the National Highway Traffic Safety Administration.

The Feb. 4 response from NHTSA gives Google and all other manufacturers approval to design and operate under the interpretation that their artificial intelligence systems qualify as the driver under federal law.

It's something that could radically change everyday life for Mahan, who lives two miles from the nearest bus stop and relies on the VTA Paratransit Service when his family members are at work.

"It's like riding with a fabulous driver," Mahan told ABC News owned station KGO-TV about his ride. "Anybody who spends five minutes out in that traffic will realize that the danger [is] the humans. Personally I can't wait for the robots to start driving."

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iStock Editorial/Thinkstock(NEW YORK) -- The dream of owning a Tesla just got even more real for people eager to get behind the wheel of one of Elon Musk's electric vehicles.

Tesla's Model 3 is expected to cost around $35,000, excluding any potential electric vehicle tax credits, putting it at a sweet spot in the luxury electric vehicle market.

"Demand would be much higher for a vehicle like that because of its price. It puts Tesla right in the meat of the market," Karl Brauer, a senior analyst at Kelley Blue Book, told ABC News last year after Musk announced the project.

By comparison, the 2017 Chevrolet Volt, GM's battery-powered electric car, has a sticker price of $37,500, excluding any tax credits.

Here's what we know about the Model 3 so far:

The Unveiling

For all of the hype, the world still doesn't know what the Model 3 looks like. In a fourth-quarter shareholder's letter released Wednesday afternoon, Tesla revealed it plans to hold an unveiling for the vehicle on March 31. Musk followed up on Twitter by saying he'd have more details in the coming weeks about how Tesla plans to introduce the Model 3 to the world.

The sedan is expected to be smaller than its older sibling, the Model S. Musk has previously said the Model 3 will be able to travel at least 200 miles in normal driving conditions.

How to Buy


Musk announced on Twitter that reservations for the company's mass market Model 3 vehicle will begin in Tesla stores on March 31 and online on April 1. While previous Tesla vehicles have required a $5,000 deposit, Tesla is requiring a $1,000 deposit for interested buyers to secure their spot in line for the Model 3.

Tesla's most affordable car yet is about half the cost of the company's Model S, which begins at around $70,000 with customizable options that can add to the price of the vehicle.

When You Can Drive It


The first Model 3 vehicles are expected to be delivered in late 2017, according to Tesla's letter to shareholders.

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BKs Beacon Tavern

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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